The median home in Lodi, New Jersey is valued at $605,512, up 4.6% year over year. Typical monthly rent is $2,290, producing a price-to-rent ratio of 22x — well above the national average of 18x. Lodi is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$605,512
+4.6%
Rent$2,290/mo
AFFORDABILITYRenting $2,135/mo cheaper ($2,290 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Lodi.
$121,102 on $605,512
Out of reach — 70.8% of income
Need $189,643/yr to afford.
PITI$4,425
P/I70.8%
Afford$239K
Gap-$366K
P&I $3,062Tax $1,246Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Jersey
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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