Median home value: $606K (+4.6% YoY). Rent: $2,290/mo. Price-to-rent: 22.0x. Part of New York-Newark-Jersey City, NY-NJ-PA.
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Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$605,512
+4.6%
Rent$2,290/mo
AFFORDABILITYRenting $1,977/mo cheaper ($2,290 rent)6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Lodi.
$121,102 on $605,512
Out of reach — 68.3% of income
Need $182,871/yr to afford.
PITI$4,267
P/I68.3%
Afford$248K
Gap-$357K
P&I $2,904Tax $1,246Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing