City

MONMOUTH BEACH, NJ

New York-Newark-Jersey City, NY-NJ-PA

Median home value: $1088K (+4.5% YoY). Rent: $4,800/mo. Price-to-rent: 18.9x. Part of New York-Newark-Jersey City, NY-NJ-PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.

Home Value$1,088,414
+4.5%
Rent$4,800/mo
AFFORDABILITY

Enter your income for Monmouth Beach.

$217,683 on $1,088,414
Out of reach — 121.2% of income

Need $324,729/yr to afford.

PITI$7,577
P/I121.2%
Afford$251K
Gap-$837K
P&I $5,220Tax $2,240Ins $117
Renting $2,777/mo cheaper ($4,800 rent)6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing