The median home in Monmouth Beach, New Jersey is valued at $1,088,414, up 4.5% year over year. Typical monthly rent is $4,800, producing a price-to-rent ratio of 18.9x — near the national average of 18x. Monmouth Beach is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$1,088,414

+4.5%

Rent$4,800/mo

AFFORDABILITY

Enter your income for Monmouth Beach.

Income (annual)

Down Payment

$217,683 on $1,088,414

Out of reach — 125.8% of income

Need $336,900/yr to afford.

PITI$7,861

P/I125.8%

Afford$242K

Gap-$846K

P&I $5,504Tax $2,240Ins $117

Renting $3,061/mo cheaper ($4,800 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Monmouth Beach with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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MONMOUTH BEACH, NJ