Median home value: $1103K (+6.6% YoY). Rent: $2,793/mo. Price-to-rent: 32.9x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$1,102,512
+6.6%
Rent$2,793/mo
AFFORDABILITYRenting $4,881/mo cheaper ($2,793 rent)6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Montclair.
$220,502 on $1,102,512
Out of reach — 122.8% of income
Need $328,886/yr to afford.
PITI$7,674
P/I122.8%
Afford$251K
Gap-$851K
P&I $5,288Tax $2,269Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing