The median home in Montvale, New Jersey is valued at $898,343, up 4.5% year over year. Typical monthly rent is $4,206, producing a price-to-rent ratio of 17.8x — near the national average of 18x. Montvale is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$898,343

+4.5%

Rent$4,206/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Montvale.

Income (annual)

Down Payment

$179,669 on $898,343

Example: $75,000 household income. Change it above to see your own.

Out of reach104.1% of income

Need $278,914/yr to afford.

PITI$6,508

P/I104.1%

Afford$242K

Gap-$657K

P&I $4,543Tax $1,849Ins $117

Renting $2,302/mo cheaper ($4,206 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Montvale with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Montvale, NJ