The median home in Neptune Township, New Jersey is valued at $583,719, up 2.8% year over year. Typical monthly rent is $2,874, producing a price-to-rent ratio of 16.9x — near the national average of 18x. Neptune Township is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$583,719

+2.8%

Rent$2,874/mo

AFFORDABILITY

Enter your income for Neptune Township.

Income (annual)

Down Payment

$116,744 on $583,719

Out of reach — 68.3% of income

Need $183,000/yr to afford.

PITI$4,270

P/I68.3%

Afford$239K

Gap-$344K

P&I $2,952Tax $1,201Ins $117

Renting $1,396/mo cheaper ($2,874 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Neptune Township with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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NEPTUNE TOWNSHIP, NJ