The median home in North Plainfield, New Jersey is valued at $490,196, down 1.2% year over year. Typical monthly rent is $2,137, producing a price-to-rent ratio of 19.1x — near the national average of 18x. North Plainfield is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$490,196

-1.2%

Rent$2,137/mo

AFFORDABILITY

Enter your income for North Plainfield.

Income (annual)

Down Payment

$98,039 on $490,196

Out of reach — 57.7% of income

Need $154,457/yr to afford.

PITI$3,604

P/I57.7%

Afford$238K

Gap-$252K

P&I $2,479Tax $1,009Ins $117

Renting $1,467/mo cheaper ($2,137 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare North Plainfield with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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NORTH PLAINFIELD, NJ