The median home in Oakland, New Jersey is valued at $731,504, up 5.0% year over year. Oakland is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$731,504

+5.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Oakland.

Income (annual)

Down Payment

$146,301 on $731,504

Example: $75,000 household income. Change it above to see your own.

Out of reach85.1% of income

Need $228,043/yr to afford.

PITI$5,321

P/I85.1%

Afford$241K

Gap-$491K

P&I $3,699Tax $1,506Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Oakland with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Oakland, NJ