The median home in Ocean City, New Jersey is valued at $1,075,171, up 2.8% year over year. Ocean City is part of the Ocean City, NJ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Ocean City, NJ stress score, crash risk, and 12-month forecast →
Home Value$1,075,171
+2.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Ocean City.
$215,034 on $1,075,171
Out of reach — 124.3% of income
Need $332,829/yr to afford.
PITI$7,766
P/I124.3%
Afford$242K
Gap-$833K
P&I $5,437Tax $2,213Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Ocean City, NJ analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ocean City, NJ metro.
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