The median home in Ocean City, New Jersey is valued at $1,075,171, up 2.8% year over year. Ocean City is part of the Ocean City, NJ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,075,171

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Ocean City.

Income (annual)

Down Payment

$215,034 on $1,075,171

Example: $75,000 household income. Change it above to see your own.

Out of reach124.3% of income

Need $332,829/yr to afford.

PITI$7,766

P/I124.3%

Afford$242K

Gap-$833K

P&I $5,437Tax $2,213Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Ocean City with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full Ocean City, NJ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ocean City, NJ metro.

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