Median home value: $430K (+2.4% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$430,058
+2.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Ocean Gate.
$86,012 on $430,058
Out of reach — 49% of income
Need $131,357/yr to afford.
PITI$3,065
P/I49%
Afford$246K
Gap-$185K
P&I $2,063Tax $885Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing