The median home in Passaic, New Jersey is valued at $553,815, up 2.8% year over year. Typical monthly rent is $2,189, producing a price-to-rent ratio of 21.1x — well above the national average of 18x. Passaic is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$553,815

+2.8%

Rent$2,189/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Passaic.

Income (annual)

Down Payment

$110,763 on $553,815

Example: $75,000 household income. Change it above to see your own.

Out of reach64.9% of income

Need $173,871/yr to afford.

PITI$4,057

P/I64.9%

Afford$239K

Gap-$315K

P&I $2,800Tax $1,140Ins $117

Renting $1,868/mo cheaper ($2,189 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Passaic with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Passaic, NJ