Median home value: $490K (+1.2% YoY). Rent: $2,550/mo. Price-to-rent: 16.0x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$489,855
+1.2%
Rent$2,550/mo
AFFORDABILITYRenting $924/mo cheaper ($2,550 rent)6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Perth Amboy.
$97,971 on $489,855
Out of reach — 55.6% of income
Need $148,886/yr to afford.
PITI$3,474
P/I55.6%
Afford$247K
Gap-$243K
P&I $2,350Tax $1,008Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing