The median home in Perth Amboy, New Jersey is valued at $489,855, up 1.2% year over year. Typical monthly rent is $2,550, producing a price-to-rent ratio of 16x — near the national average of 18x. Perth Amboy is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$489,855

+1.2%

Rent$2,550/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Perth Amboy.

Income (annual)

Down Payment

$97,971 on $489,855

Example: $75,000 household income. Change it above to see your own.

Out of reach57.6% of income

Need $154,371/yr to afford.

PITI$3,602

P/I57.6%

Afford$238K

Gap-$252K

P&I $2,477Tax $1,008Ins $117

Renting $1,052/mo cheaper ($2,550 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Perth Amboy with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Perth Amboy, NJ