Median home value: $330K (+1.4% YoY). Rent: $1,933/mo. Price-to-rent: 14.2x. Part of Allentown-Bethlehem-Easton, PA-NJ.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Allentown-Bethlehem-Easton, PA-NJ metro page.
Home Value$330,118
+1.4%
Rent$1,933/mo
AFFORDABILITYRenting $447/mo cheaper ($1,933 rent)6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Phillipsburg.
$66,024 on $330,118
Out of reach — 38.1% of income
Need $102,000/yr to afford.
PITI$2,380
P/I38.1%
Afford$243K
Gap-$87K
P&I $1,583Tax $679Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing