The median home in Plainfield, New Jersey is valued at $505,835, up 5.1% year over year. Typical monthly rent is $2,600, producing a price-to-rent ratio of 16.2x — near the national average of 18x. Plainfield is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$505,835

+5.1%

Rent$2,600/mo

AFFORDABILITY

Enter your income for Plainfield.

Income (annual)

Down Payment

$101,167 on $505,835

Out of reach — 59.5% of income

Need $159,257/yr to afford.

PITI$3,716

P/I59.5%

Afford$238K

Gap-$268K

P&I $2,558Tax $1,041Ins $117

Renting $1,116/mo cheaper ($2,600 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Plainfield with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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PLAINFIELD, NJ