The median home in Ridgefield, New Jersey is valued at $756,910, up 6.1% year over year. Typical monthly rent is $3,021, producing a price-to-rent ratio of 20.9x — well above the national average of 18x. Ridgefield is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$756,910

+6.1%

Rent$3,021/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Ridgefield.

Income (annual)

Down Payment

$151,382 on $756,910

Example: $75,000 household income. Change it above to see your own.

Out of reach88% of income

Need $235,800/yr to afford.

PITI$5,502

P/I88%

Afford$241K

Gap-$516K

P&I $3,827Tax $1,558Ins $117

Renting $2,481/mo cheaper ($3,021 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Ridgefield with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

View New York-Newark-Jersey City, NY-NJ-PA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Ridgefield, NJ