The median home in Scotch Plains, New Jersey is valued at $794,668, up 6.3% year over year. Scotch Plains is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$794,668
+6.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Scotch Plains.
$158,934 on $794,668
Out of reach — 92.3% of income
Need $247,329/yr to afford.
PITI$5,771
P/I92.3%
Afford$241K
Gap-$554K
P&I $4,018Tax $1,636Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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