The median home in South Amboy, New Jersey is valued at $516,262, up 2.8% year over year. Typical monthly rent is $2,521, producing a price-to-rent ratio of 17.1x — near the national average of 18x. South Amboy is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$516,262

+2.8%

Rent$2,521/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$103,252 on $516,262

Example: $75,000 household income. Change it above to see your own.

Out of reach60.6% of income

Need $162,429/yr to afford.

PITI$3,790

P/I60.6%

Afford$238K

Gap-$278K

P&I $2,611Tax $1,063Ins $117

Renting $1,269/mo cheaper ($2,521 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare South Amboy with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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South Amboy, NJ