The median home in South Toms River, New Jersey is valued at $383,097, up 2.2% year over year. South Toms River is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$383,097

+2.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$76,619 on $383,097

Example: $75,000 household income. Change it above to see your own.

Out of reach45.5% of income

Need $121,800/yr to afford.

PITI$2,842

P/I45.5%

Afford$236K

Gap-$147K

P&I $1,937Tax $789Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare South Toms River with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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South Toms River, NJ