City

SOUTH TOMS RIVER, NJ

New York-Newark-Jersey City, NY-NJ-PA

Median home value: $383K (+2.2% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.

Home Value$383,097
+2.2%
AFFORDABILITY

Enter your income for South Toms River.

$76,619 on $383,097
Out of reach — 43.9% of income

Need $117,557/yr to afford.

PITI$2,743
P/I43.9%
Afford$244K
Gap-$139K
P&I $1,837Tax $789Ins $117
6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
South Toms River Housing Market | CrashWatch