Median home value: $552K (+3.0% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$552,403
+3.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Spotswood.
$110,481 on $552,403
Out of reach — 62.4% of income
Need $167,271/yr to afford.
PITI$3,903
P/I62.4%
Afford$248K
Gap-$305K
P&I $2,650Tax $1,137Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing