The median home in Surf City, New Jersey is valued at $1,530,154, up 2.1% year over year. Surf City is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,530,154
+2.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Surf City.
$306,031 on $1,530,154
Out of reach — 176.1% of income
Need $471,600/yr to afford.
PITI$11,004
P/I176.1%
Afford$243K
Gap-$1287K
P&I $7,737Tax $3,150Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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