Median home value: $448K (+3.0% YoY). Rent: $3,009/mo. Price-to-rent: 12.4x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$447,579
+3.0%
Rent$3,009/mo
AFFORDABILITYRenting $176/mo cheaper ($3,009 rent)6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Toms River.
$89,516 on $447,579
Out of reach — 51% of income
Need $136,500/yr to afford.
PITI$3,185
P/I51%
Afford$246K
Gap-$202K
P&I $2,147Tax $921Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing