The median home in Toms River, New Jersey is valued at $447,579, up 3.0% year over year. Typical monthly rent is $3,009, producing a price-to-rent ratio of 12.4x — below the national average of 18x. Toms River is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$447,579
+3.0%
Rent$3,009/mo
AFFORDABILITYRenting $292/mo cheaper ($3,009 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Toms River.
$89,516 on $447,579
Out of reach — 52.8% of income
Need $141,471/yr to afford.
PITI$3,301
P/I52.8%
Afford$237K
Gap-$210K
P&I $2,263Tax $921Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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