Median home value: $645K (+4.0% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$644,525
+4.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Totowa.
$128,905 on $644,525
Out of reach — 72.6% of income
Need $194,357/yr to afford.
PITI$4,535
P/I72.6%
Afford$249K
Gap-$396K
P&I $3,091Tax $1,327Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing