The median home in Union, New Jersey is valued at $567,439, up 5.5% year over year. Typical monthly rent is $2,530, producing a price-to-rent ratio of 18.7x — near the national average of 18x. Union is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$567,439

+5.5%

Rent$2,530/mo

AFFORDABILITY

Enter your income for Union.

Income (annual)

Down Payment

$113,488 on $567,439

Out of reach — 66.5% of income

Need $178,029/yr to afford.

PITI$4,154

P/I66.5%

Afford$239K

Gap-$328K

P&I $2,869Tax $1,168Ins $117

Renting $1,624/mo cheaper ($2,530 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Union with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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UNION, NJ