The median home in Union City, New Jersey is valued at $556,630, up 7.5% year over year. Typical monthly rent is $2,400, producing a price-to-rent ratio of 19.3x — near the national average of 18x. Union City is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$556,630
+7.5%
Rent$2,400/mo
AFFORDABILITYRenting $1,677/mo cheaper ($2,400 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for Union City.
$111,326 on $556,630
Out of reach — 65.2% of income
Need $174,729/yr to afford.
PITI$4,077
P/I65.2%
Afford$239K
Gap-$318K
P&I $2,815Tax $1,146Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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