The median home in Villas, New Jersey is valued at $385,630, up 1.5% year over year. Villas is part of the Ocean City, NJ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$385,630

+1.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Villas.

Income (annual)

Down Payment

$77,126 on $385,630

Example: $75,000 household income. Change it above to see your own.

Out of reach45.8% of income

Need $122,571/yr to afford.

PITI$2,860

P/I45.8%

Afford$236K

Gap-$150K

P&I $1,950Tax $794Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Villas with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full Ocean City, NJ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ocean City, NJ metro.

View Ocean City, NJ metro

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Villas, NJ