The median home in Villas, New Jersey is valued at $385,630, up 1.5% year over year. Villas is part of the Ocean City, NJ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Ocean City, NJ stress score, crash risk, and 12-month forecast →

Home Value$385,630

+1.5%

AFFORDABILITY

Enter your income for Villas.

Income (annual)

Down Payment

$77,126 on $385,630

Out of reach — 45.8% of income

Need $122,571/yr to afford.

PITI$2,860

P/I45.8%

Afford$236K

Gap-$150K

P&I $1,950Tax $794Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Villas with other housing markets across New Jersey.

Deal$4213K Alpine$2955K Loch Arbour$2880K Avalon$2630K Stone Harbor$2477K Bay Head$2362K Sea Girt$2305K Short Hills$2258K

Full Ocean City, NJ analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ocean City, NJ metro.

View Ocean City, NJ metro →

VILLAS, NJ