The median home in Wildwood, New Jersey is valued at $610,900, up 6.1% year over year. Typical monthly rent is $1,900, producing a price-to-rent ratio of 26.8x — well above the national average of 18x. Wildwood is part of the Ocean City, NJ metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$610,900

+6.1%

Rent$1,900/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$122,180 on $610,900

Example: $75,000 household income. Change it above to see your own.

Out of reach71.4% of income

Need $191,271/yr to afford.

PITI$4,463

P/I71.4%

Afford$240K

Gap-$371K

P&I $3,089Tax $1,257Ins $117

Renting $2,563/mo cheaper ($1,900 rent)6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Jersey

Compare Wildwood with other housing markets across New Jersey.

Deal$4.21M Alpine$2.96M Loch Arbour$2.88M Avalon$2.63M Stone Harbor$2.48M Bay Head$2.36M Sea Girt$2.3M Short Hills$2.26M

Full Ocean City, NJ analysis

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Wildwood, NJ