The median home in Albuquerque, New Mexico is valued at $336,224, up 1.2% year over year. Typical monthly rent is $1,477, producing a price-to-rent ratio of 19x — near the national average of 18x. Albuquerque is part of the Albuquerque, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$336,224

+1.2%

Rent$1,477/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Albuquerque.

Income (annual)

Down Payment

$67,245 on $336,224

Example: $75,000 household income. Change it above to see your own.

Stretch32.9% of income

Above 28% but manageable with cuts.

PITI$2,058

P/I32.9%

Afford$286K

Gap-$50K

P&I $1,700Tax $224Ins $133

Renting $581/mo cheaper ($1,477 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Albuquerque with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Albuquerque, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albuquerque, NM metro.

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