The median home in Albuquerque, New Mexico is valued at $336,224, up 1.2% year over year. Typical monthly rent is $1,477, producing a price-to-rent ratio of 19x — near the national average of 18x. Albuquerque is part of the Albuquerque, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$336,224
+1.2%
Rent$1,477/mo
AFFORDABILITYRenting $581/mo cheaper ($1,477 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for Albuquerque.
$67,245 on $336,224
Stretch — 32.9% of income
Above 28% but manageable with cuts.
PITI$2,058
P/I32.9%
Afford$286K
Gap-$50K
P&I $1,700Tax $224Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Albuquerque, NM analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albuquerque, NM metro.
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