The median home in Bernalillo, New Mexico is valued at $337,171, up 1.4% year over year. Bernalillo is part of the Albuquerque, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$337,171

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Bernalillo.

Income (annual)

Down Payment

$67,434 on $337,171

Example: $75,000 household income. Change it above to see your own.

Stretch33% of income

Above 28% but manageable with cuts.

PITI$2,063

P/I33%

Afford$286K

Gap-$51K

P&I $1,705Tax $225Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Bernalillo with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Albuquerque, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albuquerque, NM metro.

View Albuquerque, NM metro

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Bernalillo, NM