The median home in Capitan, New Mexico is valued at $244,790, up 9.3% year over year. Capitan is part of the Ruidoso, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$244,790

+9.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Capitan.

Income (annual)

Down Payment

$48,958 on $244,790

Example: $75,000 household income. Change it above to see your own.

Affordable24.5% of income

Under the 28% guideline.

PITI$1,534

P/I24.5%

Afford$279K

Room+$34K

P&I $1,238Tax $163Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Capitan with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Ruidoso, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ruidoso, NM metro.

View Ruidoso, NM metro

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Capitan, NM