Median home value: $309K (+2.1% YoY). Part of Espa-¦ola, NM.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Espa-¦ola, NM metro page.
Home Value$309,174
+2.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for Chama.
$61,835 on $309,174
Stretch — 29.2% of income
Above 28% but manageable with cuts.
PITI$1,822
P/I29.2%
Afford$297K
Gap-$12K
P&I $1,483Tax $206Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing