The median home in Chaparral, New Mexico is valued at $207,559, down 3.9% year over year. Chaparral is part of the Las Cruces, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$207,559

-3.9%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$41,512 on $207,559

Example: $75,000 household income. Change it above to see your own.

Affordable21.1% of income

Under the 28% guideline.

PITI$1,321

P/I21.1%

Afford$275K

Room+$67K

P&I $1,050Tax $138Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Chaparral with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Las Cruces, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Las Cruces, NM metro.

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Chaparral, NM