The median home in Cochiti Lake, New Mexico is valued at $276,288, down 1.3% year over year. Cochiti Lake is part of the Albuquerque, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$276,288

-1.3%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$55,258 on $276,288

Example: $75,000 household income. Change it above to see your own.

Affordable27.4% of income

Under the 28% guideline.

PITI$1,715

P/I27.4%

Afford$282K

Room+$6K

P&I $1,397Tax $184Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Cochiti Lake with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Albuquerque, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albuquerque, NM metro.

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Cochiti Lake, NM