The median home in Gallup, New Mexico is valued at $215,750, up 1.3% year over year. Gallup is part of the Gallup, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Gallup, NM stress score, crash risk, and 12-month forecast →

Home Value$215,750

+1.3%

AFFORDABILITY

Enter your income for Gallup.

Income (annual)

Down Payment

$43,150 on $215,750

Affordable — 21.9% of income

Under the 28% guideline.

PITI$1,368

P/I21.9%

Afford$276K

Room+$60K

P&I $1,091Tax $144Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Gallup with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Gallup, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gallup, NM metro.

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GALLUP, NM