City

KIRTLAND, NM

Farmington, NM

Median home value: $217K (-1.5% YoY). Part of Farmington, NM.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Farmington, NM metro page.

Home Value$216,598
-1.5%
AFFORDABILITY

Enter your income for Kirtland.

$43,320 on $216,598
Affordable — 21.1% of income

Under the 28% guideline.

PITI$1,317
P/I21.1%
Afford$288K
Room+$71K
P&I $1,039Tax $144Ins $133
6.00% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Kirtland Housing Market | CrashWatch