The median home in Kirtland, New Mexico is valued at $216,598, down 1.5% year over year. Kirtland is part of the Farmington, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Farmington, NM stress score, crash risk, and 12-month forecast →

Home Value$216,598

-1.5%

AFFORDABILITY

Enter your income for Kirtland.

Income (annual)

Down Payment

$43,320 on $216,598

Affordable — 22% of income

Under the 28% guideline.

PITI$1,373

P/I22%

Afford$276K

Room+$59K

P&I $1,095Tax $144Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Kirtland with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Farmington, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Farmington, NM metro.

View Farmington, NM metro →

KIRTLAND, NM