The median home in La Plata, New Mexico is valued at $300,092, up 5.5% year over year. La Plata is part of the Farmington, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Farmington, NM stress score, crash risk, and 12-month forecast →
Home Value$300,092
+5.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for La Plata.
$60,018 on $300,092
Stretch — 29.6% of income
Above 28% but manageable with cuts.
PITI$1,851
P/I29.6%
Afford$284K
Gap-$16K
P&I $1,517Tax $200Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Mexico
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Full Farmington, NM analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Farmington, NM metro.
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