City

LA PLATA, NM

Farmington, NM

Median home value: $300K (+5.5% YoY). Part of Farmington, NM.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Farmington, NM metro page.

Home Value$300,092
+5.5%
AFFORDABILITY

Enter your income for La Plata.

$60,018 on $300,092
Stretch — 28.4% of income

Above 28% but manageable with cuts.

PITI$1,773
P/I28.4%
Afford$296K
Gap-$4K
P&I $1,439Tax $200Ins $133
6.00% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
La Plata Housing Market | CrashWatch