The median home in Los Lunas, New Mexico is valued at $312,260, up 1.4% year over year. Typical monthly rent is $1,981, producing a price-to-rent ratio of 13.1x — below the national average of 18x. Los Lunas is part of the Albuquerque, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$312,260
+1.4%
Rent$1,981/mo
AFFORDABILITYBuying $61/mo cheaper ($1,981 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for Los Lunas.
$62,452 on $312,260
Stretch — 30.7% of income
Above 28% but manageable with cuts.
PITI$1,920
P/I30.7%
Afford$285K
Gap-$28K
P&I $1,579Tax $208Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Mexico
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Full Albuquerque, NM analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albuquerque, NM metro.
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