Median home value: $312K (+1.4% YoY). Rent: $1,981/mo. Price-to-rent: 13.1x. Part of Albuquerque, NM.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albuquerque, NM metro page.
Home Value$312,260
+1.4%
Rent$1,981/mo
AFFORDABILITYBuying $142/mo cheaper ($1,981 rent)6.00% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for Los Lunas.
$62,452 on $312,260
Stretch — 29.4% of income
Above 28% but manageable with cuts.
PITI$1,839
P/I29.4%
Afford$297K
Gap-$15K
P&I $1,498Tax $208Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing