The median home in Nogal, New Mexico is valued at $369,437, up 0.1% year over year. Nogal is part of the Ruidoso, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Ruidoso, NM stress score, crash risk, and 12-month forecast →

Home Value$369,437

+0.1%

AFFORDABILITY

Enter your income for Nogal.

Income (annual)

Down Payment

$73,887 on $369,437

Stretch — 36% of income

Above 28% but manageable with cuts.

PITI$2,248

P/I36%

Afford$288K

Gap-$82K

P&I $1,868Tax $246Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Nogal with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Ruidoso, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ruidoso, NM metro.

View Ruidoso, NM metro →

NOGAL, NM