The median home in Ponderosa, New Mexico is valued at $279,674, down 4.3% year over year. Ponderosa is part of the Albuquerque, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Albuquerque, NM stress score, crash risk, and 12-month forecast →

Home Value$279,674

-4.3%

AFFORDABILITY

Enter your income for Ponderosa.

Income (annual)

Down Payment

$55,935 on $279,674

Affordable — 27.7% of income

Under the 28% guideline.

PITI$1,734

P/I27.7%

Afford$282K

Room+$3K

P&I $1,414Tax $186Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Ponderosa with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Albuquerque, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albuquerque, NM metro.

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PONDEROSA, NM