City

PONDEROSA, NM

Albuquerque, NM

Median home value: $280K (-4.3% YoY). Part of Albuquerque, NM.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Albuquerque, NM metro page.

Home Value$279,674
-4.3%
AFFORDABILITY

Enter your income for Ponderosa.

$55,935 on $279,674
Affordable — 26.6% of income

Under the 28% guideline.

PITI$1,661
P/I26.6%
Afford$295K
Room+$15K
P&I $1,341Tax $186Ins $133
6.00% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ponderosa Housing Market | CrashWatch