The median home in Ranchos de Taos, New Mexico is valued at $406,516, down 0.6% year over year. Ranchos de Taos is part of the Taos, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$406,516

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for Ranchos de Taos.

Income (annual)

Down Payment

$81,303 on $406,516

Example: $75,000 household income. Change it above to see your own.

Out of reach39.4% of income

Need $105,429/yr to afford.

PITI$2,460

P/I39.4%

Afford$289K

Gap-$117K

P&I $2,056Tax $271Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Ranchos de Taos with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Taos, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Taos, NM metro.

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Ranchos de Taos, NM