City

RATON, NM

Median home value: $144K (+5.9% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$143,932
+5.9%
AFFORDABILITY

Enter your income for Raton.

$28,786 on $143,932
Affordable — 14.7% of income

Under the 28% guideline.

PITI$920
P/I14.7%
Afford$274K
Room+$130K
P&I $690Tax $96Ins $133
6.00% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Raton Housing Market | CrashWatch