The median home in Rio Rancho, New Mexico is valued at $353,785, up 0.4% year over year. Typical monthly rent is $1,871, producing a price-to-rent ratio of 15.8x — near the national average of 18x. Rio Rancho is part of the Albuquerque, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$353,785
+0.4%
Rent$1,871/mo
AFFORDABILITYRenting $287/mo cheaper ($1,871 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for Rio Rancho.
$70,757 on $353,785
Stretch — 34.5% of income
Above 28% but manageable with cuts.
PITI$2,158
P/I34.5%
Afford$287K
Gap-$67K
P&I $1,789Tax $236Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Mexico
Compare Rio Rancho with other housing markets across New Mexico.
Full Albuquerque, NM analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albuquerque, NM metro.
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