The median home in Rio Rancho, New Mexico is valued at $353,785, up 0.4% year over year. Typical monthly rent is $1,871, producing a price-to-rent ratio of 15.8x — near the national average of 18x. Rio Rancho is part of the Albuquerque, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$353,785

+0.4%

Rent$1,871/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Rio Rancho.

Income (annual)

Down Payment

$70,757 on $353,785

Example: $75,000 household income. Change it above to see your own.

Stretch34.5% of income

Above 28% but manageable with cuts.

PITI$2,158

P/I34.5%

Afford$287K

Gap-$67K

P&I $1,789Tax $236Ins $133

Renting $287/mo cheaper ($1,871 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Rio Rancho with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Albuquerque, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albuquerque, NM metro.

View Albuquerque, NM metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Rio Rancho, NM