The median home in San Jose, New Mexico is valued at $295,755, up 4.5% year over year. San Jose is part of the Las Vegas, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Las Vegas, NM stress score, crash risk, and 12-month forecast →

Home Value$295,755

+4.5%

AFFORDABILITY

Enter your income for San Jose.

Income (annual)

Down Payment

$59,151 on $295,755

Stretch — 29.2% of income

Above 28% but manageable with cuts.

PITI$1,826

P/I29.2%

Afford$283K

Gap-$12K

P&I $1,495Tax $197Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare San Jose with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Las Vegas, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Las Vegas, NM metro.

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SAN JOSE, NM