Median home value: $320K (+0.5% YoY). Part of Santa Fe, NM.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Fe, NM metro page.
Home Value$319,793
+0.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for Santa Cruz.
$63,959 on $319,793
Stretch — 30.1% of income
Above 28% but manageable with cuts.
PITI$1,880
P/I30.1%
Afford$298K
Gap-$22K
P&I $1,534Tax $213Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing