The median home in Santa Teresa, New Mexico is valued at $313,679, down 0.5% year over year. Typical monthly rent is $1,668, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Santa Teresa is part of the Las Cruces, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$313,679
-0.5%
Rent$1,668/mo
AFFORDABILITYRenting $261/mo cheaper ($1,668 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for Santa Teresa.
$62,736 on $313,679
Stretch — 30.9% of income
Above 28% but manageable with cuts.
PITI$1,929
P/I30.9%
Afford$285K
Gap-$29K
P&I $1,586Tax $209Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New Mexico
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Full Las Cruces, NM analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Las Cruces, NM metro.
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