The median home in Silver City, New Mexico is valued at $215,285, down 12.1% year over year. Typical monthly rent is $1,225, producing a price-to-rent ratio of 14.6x — below the national average of 18x. Silver City is part of the Silver City, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$215,285

-12.1%

Rent$1,225/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$43,057 on $215,285

Example: $75,000 household income. Change it above to see your own.

Affordable21.8% of income

Under the 28% guideline.

PITI$1,365

P/I21.8%

Afford$276K

Room+$61K

P&I $1,089Tax $144Ins $133

Renting $140/mo cheaper ($1,225 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New Mexico

Compare Silver City with other housing markets across New Mexico.

Lamy$810K Los Ranchos de Albuquerque$685K Corrales$684K Placitas$635K Arroyo Seco$620K Alto$569K Santa Fe$569K Los Alamos$568K

Full Silver City, NM analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Silver City, NM metro.

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