The median home in Silver City, New Mexico is valued at $215,285, down 12.1% year over year. Typical monthly rent is $1,225, producing a price-to-rent ratio of 14.6x — below the national average of 18x. Silver City is part of the Silver City, NM metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$215,285
-12.1%
Rent$1,225/mo
AFFORDABILITYRenting $140/mo cheaper ($1,225 rent)6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for Silver City.
$43,057 on $215,285
Affordable — 21.8% of income
Under the 28% guideline.
PITI$1,365
P/I21.8%
Afford$276K
Room+$61K
P&I $1,089Tax $144Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Silver City, NM analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Silver City, NM metro.
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