The median home in Wainscott, New York is valued at $3,780,210, up 1.2% year over year. Typical monthly rent is $38,500, producing a price-to-rent ratio of 8.2x — below the national average of 18x. Wainscott is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$3,780,210
+1.2%
Rent$38,500/mo
AFFORDABILITYBuying $13,817/mo cheaper ($38,500 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Wainscott.
$756,042 on $3,780,210
Out of reach — 394.9% of income
Need $1,057,843/yr to afford.
PITI$24,683
P/I394.9%
Afford$268K
Gap-$3512K
P&I $19,115Tax $5,418Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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