The median home in Wainscott, New York is valued at $3,780,210, up 1.2% year over year. Typical monthly rent is $38,500, producing a price-to-rent ratio of 8.2x — below the national average of 18x. Wainscott is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$3,780,210

+1.2%

Rent$38,500/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Wainscott.

Income (annual)

Down Payment

$756,042 on $3,780,210

Example: $75,000 household income. Change it above to see your own.

Out of reach394.9% of income

Need $1,057,843/yr to afford.

PITI$24,683

P/I394.9%

Afford$268K

Gap-$3.51M

P&I $19,115Tax $5,418Ins $150

Buying $13,817/mo cheaper ($38,500 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Wainscott with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M Upper Brookville$2.62M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Wainscott, NY