City

WATER MILL, NY

New York-Newark-Jersey City, NY-NJ-PA

Median home value: $4535K (+6.2% YoY). Rent: $93,333/mo. Price-to-rent: 4.0x. Part of New York-Newark-Jersey City, NY-NJ-PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.

Home Value$4,535,297
+6.2%
Rent$93,333/mo
AFFORDABILITY

Enter your income for Water Mill.

$907,059 on $4,535,297
Out of reach — 454.5% of income

Need $1,217,314/yr to afford.

PITI$28,404
P/I454.5%
Afford$279K
Gap-$4256K
P&I $21,753Tax $6,501Ins $150
Buying $64,929/mo cheaper ($93,333 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Water Mill Housing Market | CrashWatch