The median home in Mechanicsburg, Pennsylvania is valued at $391,352, up 3.2% year over year. Typical monthly rent is $1,754, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Mechanicsburg is part of the Harrisburg-Carlisle, PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$391,352

+3.2%

Rent$1,754/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Mechanicsburg.

Income (annual)

Down Payment

$78,270 on $391,352

Example: $75,000 household income. Change it above to see your own.

Out of reach41.8% of income

Need $111,900/yr to afford.

PITI$2,611

P/I41.8%

Afford$262K

Gap-$129K

P&I $1,979Tax $515Ins $117

Renting $857/mo cheaper ($1,754 rent)6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Pennsylvania

Compare Mechanicsburg with other housing markets across Pennsylvania.

Gladwyne$1.5M Villanova$1.47M Merion Station$1.04M Edgeworth$957K Devon$952K Berwyn$918K Wayne$902K New Hope$898K

Full Harrisburg-Carlisle, PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Harrisburg-Carlisle, PA metro.

View Harrisburg-Carlisle, PA metro

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Mechanicsburg, PA