The median home in Middletown, Rhode Island is valued at $723,551, up 5.2% year over year. Typical monthly rent is $3,070, producing a price-to-rent ratio of 19.6x — near the national average of 18x. Middletown is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$723,551
+5.2%
Rent$3,070/mo
AFFORDABILITYRenting $1,721/mo cheaper ($3,070 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.
Enter your income for Middletown.
$144,710 on $723,551
Out of reach — 76.7% of income
Need $205,329/yr to afford.
PITI$4,791
P/I76.7%
Afford$264K
Gap-$459K
P&I $3,659Tax $983Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Rhode Island
Compare Middletown with other housing markets across Rhode Island.
Full Providence-Warwick, RI-MA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.
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