The median home in Middletown, Rhode Island is valued at $723,551, up 5.2% year over year. Typical monthly rent is $3,070, producing a price-to-rent ratio of 19.6x — near the national average of 18x. Middletown is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$723,551

+5.2%

Rent$3,070/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Middletown.

Income (annual)

Down Payment

$144,710 on $723,551

Example: $75,000 household income. Change it above to see your own.

Out of reach76.7% of income

Need $205,329/yr to afford.

PITI$4,791

P/I76.7%

Afford$264K

Gap-$459K

P&I $3,659Tax $983Ins $150

Renting $1,721/mo cheaper ($3,070 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Rhode Island

Compare Middletown with other housing markets across Rhode Island.

New Shoreham$1.75M Jamestown$1.11M Little Compton$910K Newport$899K Narragansett$813K East Greenwich$768K Barrington$751K South Kingstown$682K

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

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Middletown, RI