The median home in Narragansett, Rhode Island is valued at $812,600, up 7.8% year over year. Typical monthly rent is $3,025, producing a price-to-rent ratio of 22.4x — well above the national average of 18x. Narragansett is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Providence-Warwick, RI-MA stress score, crash risk, and 12-month forecast →

Home Value$812,600

+7.8%

Rent$3,025/mo

AFFORDABILITY

Enter your income for Narragansett.

Income (annual)

Down Payment

$162,520 on $812,600

Out of reach — 85.8% of income

Need $229,843/yr to afford.

PITI$5,363

P/I85.8%

Afford$265K

Gap-$547K

P&I $4,109Tax $1,104Ins $150

Renting $2,338/mo cheaper ($3,025 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Rhode Island

Compare Narragansett with other housing markets across Rhode Island.

New Shoreham$1754K Jamestown$1108K Little Compton$910K Newport$899K East Greenwich$768K Barrington$751K Middletown$724K South Kingstown$682K

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

View Providence-Warwick, RI-MA metro →

NARRAGANSETT, RI