The median home in Baltic, South Dakota is valued at $351,397, up 3.0% year over year. Baltic is part of the Sioux Falls, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$351,397

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Baltic.

Income (annual)

Down Payment

$70,279 on $351,397

Example: $75,000 household income. Change it above to see your own.

Out of reach37.5% of income

Need $100,457/yr to afford.

PITI$2,344

P/I37.5%

Afford$262K

Gap-$89K

P&I $1,777Tax $384Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Baltic with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Sioux Falls, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sioux Falls, SD metro.

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Baltic, SD